:root { --ink: #10243c; --muted: #5d6b7c; --line: #dce5ea; --paper: #f7fafb; --white: #fff; --teal: #0f766e; --teal-light: #d8f1ed; }
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; background: var(--paper); color: var(--ink); font: 16px/1.65 Arial, Helvetica, sans-serif; }
.site-header { width: min(100% - 40px, 960px); height: 76px; margin: auto; display: flex; align-items: center; justify-content: space-between; }
.brand { display: inline-flex; align-items: center; gap: 10px; color: var(--ink); text-decoration: none; font-weight: 750; letter-spacing: -.02em; }
.brand-mark { width: 32px; height: 32px; display: grid; place-items: center; color: #fff; background: var(--teal); border-radius: 10px; font-size: 15px; }
.header-label { color: var(--muted); font-size: 14px; }
.hero { padding: 74px 20px 70px; text-align: center; color: #fff; background: radial-gradient(circle at 20% 10%, rgba(111,224,209,.28), transparent 32%), radial-gradient(circle at 80% 90%, rgba(86,182,211,.21), transparent 38%), #102f4e; }
.eyebrow { margin: 0 0 12px; color: #b8e9e3; font-size: 12px; font-weight: 700; letter-spacing: .14em; text-transform: uppercase; }
h1, h2 { letter-spacing: -.035em; } h1 { margin: 0 auto; font-size: clamp(42px, 7vw, 66px); line-height: 1.08; }
.hero-copy { max-width: 640px; margin: 20px auto 0; color: #d9e8ef; font-size: clamp(17px, 2.5vw, 20px); }
.effective-date { margin: 28px 0 0; color: #b7cdd8; font-size: 14px; }
.policy { width: min(100% - 40px, 820px); margin: 56px auto; padding: clamp(28px, 6vw, 64px); background: var(--white); border: 1px solid var(--line); border-radius: 24px; box-shadow: 0 18px 44px rgba(16,36,60,.06); }
.policy section + section { margin-top: 38px; padding-top: 38px; border-top: 1px solid var(--line); }
h2 { margin: 0 0 12px; font-size: 24px; line-height: 1.2; } p { margin: 0 0 14px; } p:last-child { margin-bottom: 0; }
a { color: #0a625b; font-weight: 650; text-underline-offset: 3px; }
.contact-card { padding: 26px; border: 0 !important; border-radius: 16px; background: var(--teal-light); }.contact-card h2 { color: #0b5f59; }
footer { width: min(100% - 40px, 960px); margin: 0 auto; padding: 0 0 42px; display: flex; justify-content: space-between; color: var(--muted); font-size: 13px; }
@media (max-width: 540px) { .site-header { width: min(100% - 28px, 960px); height: 66px; }.header-label { display: none; }.hero { padding: 58px 20px; }.policy { width: min(100% - 28px, 820px); margin: 28px auto 42px; border-radius: 18px; } footer { width: min(100% - 28px, 960px); } }